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Interactive Banking: Integrating Online into Traditional Channels
Market Report, September 2002, 820  €


Description

The new eMarketer Interactive Banking Report provides a comprehensive overview of interactive banking--'interactive,' not just 'online,' because banking has become a cross-channel business.
Customers today want the same banking services no matter the channel: internet, local branch, ATM or call center.While the core of the Interactive Banking Report deals with retail online banking, these other channels are also addressed--for large commercial banks, midrange regional banks and smaller community banks.
Aggregating data from financial research firms and publications, government agencies and trade associations, including American Banker, American Bankers Association, Celent Communications, Gomez Inc., TowerGroup and Meridien Research, the Interactive Banking Report explores how the internet can be deployed to cut costs, fuel profits and boost cross-channel efforts.Among the key topics covered are: · Cross-channel currents · Market size and metrics · Customer demographics · Critical services, including bill payment · Technology spending · Lending online · P2P payments · Privacy issues · Community banking concerns · Insurance online · Internet banking worldwideThe report offers bankers, brokers and insurance professionals a far-ranging analysis of the trends and strategies that shape today's banking market--along with guidelines on how to take advantage of them.
It's also a valuable guide for marketing and technology companies serving the financial services market.


Sommaire
 
I US Market Size, Growth & Trends

A. Cross-Channel Currents

B. Internet Growth Curve

C. Broadband Makes More Active Customers

D. Online Banking: Size, Costs, Savings & Metrics

E. Counting Online Banking Users

II The Interactive Banking Customer

A. Demographics & Dollars

B. Online Activities

C. What Online Customers Do

D. What Bank Customers Want

E. Affluent Profits: Make More From the Wealthy

F. Small-Business Market

III Channels & Services

A. Keep the Customer Satisfied: CRM and Beyond

B. ATMs

C. Wireless

D. Account Aggregation

E. Online Lending

F. Brokerage

G. Smart Cards

H. Portal Services

IV Electronic Payments

A. Bill Payments

Electronic Bill Presentment and Payment

B2B E-Payments

B. Automated Clearing House (ACH)

C. P2P Payments

D. E-Checks: Truncation & Imaging

V Financial-Service Technology

A. Spending Patterns

B. Technology Initiatives

Customer-Focused Tech

Outsourcing

VI Online Banking: Barriers & Possibilities

A. Privacy & Security: Whose Data Is Safe?

B. Trust & Relationships: Who Manages Things?

VII Community Banks

A. Size & Scale

B. Customer Base

C. Services Now and To Come

Small Businesses, Small Banks

D. Community Banking's Website Attitudes

VIII Rank the Banks

A. Gomez

B. Jupiter

IX Insurance Online

A. The Market

B. Insurance IT Spending

X Global Online Banking

A. Worldwide Spends & Trends

B. Canada

C. Europe

United Kingdom

Germany

Other Nations

D. Asia-Pacific

Australia & New Zealand

Japan

South Korea

Hong Kong & China

Singapore

E. Latin America
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