IntroductionThis profile contains an overview of HBOS' personal general insurance business in the UK, focusing on product and distribution strategy, in addition to the company's performance in its key lines of business.ScopeUnique data on HBOS's UK personal insurance business, including premium income and performance ratiosA combination of primary and secondary research, including FSA Returns, investor relations analysis, and advertising statisticsHighlightsHBOS has stated its intention to exploit increased churn in the motor market.
HBOS management believe that a greater proportion of motor policyholders will shop around as private motor rates increase and that its Esure, Shelia's Wheels, Sainsbury's and Halifax brands will be well positioned to capitalize on this increased churnReasons to PurchaseGain insight into HBOS's corporate and personal lines strategy, along with the insurer's structure and focusUnderstand HBOS's personal lines business through unique data and analysis