Your Market Research Library
 

Ask For A FREE Membership Here !
 


Your Market Research starts at Allbizreport !
Order here all your market reports, company profiles, country analysis, competitive intelligence ... upon any industries and countries :
20.000 market research, 5.000 company profiles, 150 industry monitor

   
  
   
   
   Advanced Search     

   
  
   
  
   
   


Home

Card payments in the US and Europe
Market Report, July 2005, 2716  €


Description

IntroductionWhile card-based electronic payments have become dominant transaction vehicle in the developed world, the IT systems behind the transactions have been less dynamic.
This is changing as fraud, internationalization and competition are forcing banks to invest in IT to remain in the game.
This report examines at a country level the card payment markets, strategies and technology opportunities.ScopeThis report provides spending figures and forecasts to 2008 split by activity, source, country and card marketIncludes coverage of the US and the main Western European markets, including individual country profilesHighlightsOverall, payment card technology spend will grow at a CAGR of 3.56% from 2004-8, equating to a market opportunity of just over $16.6bn.
The relatively undeveloped European pay later market will be the primary growth area, the UK will continue as the biggest market, while Italy and Spain represent the fast growth opportunities.Although the US will drive growth in the pay now space with an expected CAGR of 5.25% it will be of a comparable size to the already well developed European market by 2008, $2.3bn and $2.5bn respectively.Despite having the lowest expected growth rate for technology spend, the US pay later market will remain the largest overall, accounting for over $7bn of IT spend.Reasons to PurchaseSize your addressable market to 2008Understand the key drivers in the US and European card payment space over the next few years

Sommaire
 
TABLE OF CONTENTS
 
CHAPTER 1 EXECUTIVE SUMMARY 3
 
Key take outs 3
 
CHAPTER 2 MARKET CONTEXT 8
 
Introduction 8
 
Key findings 8
 
Identifying the card payment value chain 10
 
Business drivers 14
 
Increasing regulatory and legal pressures are changing the revenue landscape 14
 
Combating fraud as a key business imperative 16
 
Generating sufficient scale to compete is leading to consolidation of transaction processors 17
 
New payment technologies are driving revenue-seeking constituents 18
 
Overview of business pain points in card payments 19
 
Implications on the payment card value chain 21
 
Technology drivers 22
 
Legacy systems costs are impacting profitability through higher maintenance costs and slower product development 22
 
Combating fraud as a key technology imperative 23
 
Banks need to eliminate siloes and create flexible architectures 24
 
Business processes and systems in card payments 26
 
CHAPTER 3 COUNTRY PROFILES 30
 
Drivers and trends 30
 
Country profiles 31
 
US payments cards 32
 
Benelux payments cards 34
 
France payments cards 35
 
Germany payments cards 36
 
Italy payments cards 38
 
Nordics payments cards 39
 
Spain payments cards 40
 
UK payments cards 42
 
CHAPTER 4 MARKET OPPORTUNITY 44
 
Introduction 44
 
Key findings 44
 
Total card IT spend by region for pay now and pay later cards 45
 
US and European pay now and pay later card issuer spend by activity 47
 
US and European total card issuer IT spend by source 55
 
European pay now and pay later card issuer spend by country 59
 
CHAPTER 5 APPENDIX 63
 
Definitions 63
 
SPP writing team 63
 

 
LIST OF TABLES
 
Table 1: US payments cards, 2004 32
 
Table 2: Benelux payments cards, 2004 34
 
Table 3: France payments cards, 2004 35
 
Table 4: Germany payments cards, 2004 36
 
Table 5: Italy payments cards, 2004 38
 
Table 6: Nordics payments cards, 2004 39
 
Table 7: Spain payments cards, 2004 40
 
Table 8: UK payments cards, 2004 42
 
Table 9: Total card issuer IT spend 45
 
Table 10: US pay now, by activity 47
 
Table 11: US pay later, by activity 49
 
Table 12: Europe pay now, by activity 51
 
Table 13: Europe pay later, by activity 53
 
Table 14: US, by source 55
 
Table 15: Europe, by source 57
 
Table 16: Europe pay now, by country 59
 
Table 17: Europe pay later, by country 61
 

 

 
LIST OF FIGURES
 
Figure 1: Executive Summary 3
 
Figure 2: 4-party payment card value chain 11
 
Figure 3: 3-party payment card value chain 12
 
Figure 4: Transaction processors in the payment card value chain 13
 
Figure 5: The retail card payment environment 14
 
Figure 6: Card payment system and activity areas (issuing) 26
 
Figure 7: Transaction processing systems 29
 
Figure 8: Total card issuer IT spend by region, 2004 – 2008 45
 
Figure 9: US pay now, by activity, 2004 – 2008 47
 
Figure 10: US pay later, by activity, 2004 – 2008 49
 
Figure 11: Europe pay now, by activity, 2004 – 2008 51
 
Figure 12: Europe pay later, by activity, 2004 – 2008 53
 
Figure 13: US, by source, 2004 – 2008 55
 
Figure 14: Europe, by source, 2004 – 2008 57
 
Figure 15: Europe pay now, by country, 2004 59
 
Figure 16: Europe pay later, by country, 2004 61
 

 
[ Home ] [ Contact ] [ Site Map ]
© UBIQUICK SARL tous droits réservés