IntroductionThe range and complexity of financial products available in emerging markets is growing at a rapid rate, yet the overall level of products in comparison to global peers remains low.ScopePrimarily covers the Asia Pacific retail banking marketAreas covered include legacy system limitations, IT investment priorities and implementation challengesHighlightsDeficiencies in core systems created or exacerbated by these factors make it tough to modernize banks systems without significant capital input.Retail banks across Asia-Pacific are progressively taking a similar approach to their counterparts in Europe and North America in terms of technology development: to develop their technology infrastructures in such a way as to create real value in a competitive economic environment.Revenue growth pressure forces development of distribution channels, as technology penetration in emerging markets is lower than in developed countries, branch still remain as primary channel, thus IT investment in branches is primary focus area now.Reasons to PurchaseGain visibility into the dynamics of the Asia Pacific retail payments marketGain market insight to assist in your strategic planning and go-to-market strategy